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Some offer miles for airlines, while others give you points on hotels.

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For some extra security to fall back on if times get tough or to help build y.

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Chase Credit Card Payoff Address / Credit Card Statement Reality Check | LiveOnCash Blog. The result of an application is mostly based on your credit score, although other factors are. For some extra security to fall back on if times get tough or to help build y. Credit cards allow for a greater degree of financial flexibility than debit cards, and can be a useful tool to build your credit history. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. Rebuilding your credit is a challenge, but it's possible to start the process by getting a credit card, paying it off regularly and keeping the balance low.